Play 01
Film Study
Loan Estimate and mortgage review. We read your quote line by line before anything is locked.
The Game Plan for a Better Mortgage
The Curb 31 Mortgage Playbook
Every borrower needs a different play.
The Concept
You don't call the same play against every defense
A coach studies the film, reads the defense, checks the clock, and then calls the play that fits the situation. Mortgage strategy works the same way. The loan that is perfect for your neighbor may be the wrong call for you.
- Income
- Credit
- Assets
- Down payment
- Debt
- Property
- Timeline
- Long-term goals
The Terminology
Know the play calls
Play 02
Rate Matchup
Compare your current lender against Curb 31 pricing on the same scenario, same day.
Play 03
First Down
Preapproval and the first step toward homeownership — the play that moves the chains.
Play 04
Red Zone
You're under contract and preparing to close. Execution, communication, and clean timelines.
Play 05
Two-Minute Drill
Time-sensitive mortgage execution when the clock matters and the file has to move.
Play 06
2-Point Conversion
Advanced financial strategies that may improve the overall mortgage position.
Play 07
Touchdown
Funded mortgage and keys in hand. The only stat that counts on closing day.
Before you lock, let Curb 31 compete
Which play fits your situation?
Start with the Film Study. We'll read the numbers together and call the right play from there.
No obligation to switch lenders simply by requesting a comparison.